Wealth management is the careful combination of all the above activities in a strategic, coherent way. The distinguishing characteristic of total wealth management is working with a trusted advisor who takes an unbiased, holistic, big-picture view of your financial life, including those things that are not simply investment related. Whether the issue is investment management, retirement funding, estate planning, business succession or income protection, a true wealth manager serves as your point person for bringing together the experts and resources necessary to craft a comprehensive solution.